A structured settlement is an arrangement wherein the claimant accepts to resolve a personal injury claim in periodic payments. When you purchase structured settlements, the buyer will advance a lump sum of cash in exchange of future annuity payments. The lump sum is of course a lot less than the actual total of the periodic payments because of the fees associated with the purchase. Under certain conditions one might want to sell for immediate cash for structured settlement payments. Whether you are looking to buy or sell structured settlements, this is your information source.